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About Us

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Our mission is to help our clients find their passion and design a personalized plan to live it.
– MIKE TERRIO

About The Terrio Group

We Answer to People, Not Products

The Terrio Group offers comprehensive retirement income solutions that look at the individual person, rather than a product to place them in. For nearly ten years, the boutique financial firm has provided financial planning, investment management, and other products as part of a holistic, process-driven solution, with no two alike.

The Terrio Group is comprised of financial advisors, consultants and experts who have a fiduciary obligation to act on behalf of the client. Families and businesses can visit the office in Stuart, or in St. Lucie West on the Treasure Coast, or the Minnesota branch, in North Edina.

Next Generation Financial Planning

Mr. Terrio developed his signature process and philosophy, The 8 Elements of Financial Control, after identifying a pain point in the prior generation of financial planning. This innovative approach includes goal setting and touches 8 different considerations when customizing each solution. Included are elements like income, emergency funding, asset building, estate protection, legacy enhancement and protection, and tax planning. At the heart of Mr. Terrio’s signature process is education and transparency and the entire experience has been described as transformative.

 

                   Meet The Terrio Group Team

Michael Terrio

Michael Terrio

President

Michael Terrio is the founder and President of The Terrio Group. Michael believes that communication and interaction with his clients on a regular basis is key to understanding their financial planning needs and assisting them in realizing their dreams and aspirations. The firm covers all areas of financial management, from investment and retirement planning to risk management, strategic income planning and estate conservation.

Michael believes that at the nucleus of a successful retirement plan must be comprehensive, cohesive financial strategy. This strategy must be tailor-made to fit each individual’s unique needs, thus enabling it to meet both short and long-term objectives. Each client is given watchful attention, monitoring their progress and making adjustments as necessary for changing economic climate. Michael has been the keynote speaker for several educational events. He also speaks nationally for the armed forces at Yellow Ribbon Events. His goal is to help soldiers that are being deployed or returning from service to make sound financial decisions. He has been quoted in The Wall Street Journal and is often asked to share financial tips and advice at several local news stations. Michael enjoys spending time with his wife, Kaycee and their boys — Cash and Brady.

Ashley Murray

Ashley Murray

Director of Client Services

Ashley joined The Terrio Group on the front-end greeting clients last year, and has since become a subject matter expert on just about everything. She brings a fresh perspective to her role as Director of Client Services and has a genuine appreciation for the client relationships she nurtures, which makes her a true joy to be around. Indeed, Ashley has a solid background in cultivating the most rewarding customer experience, and before arriving in the financial planning world, she built up rapport with clients in the medical and education verticals, and is receiving her BA in Accounting this year. With an aptitude for math and legal, Ashley is able to intuitively process the needs of our clients and expertly communicate them. While not in the office, Ashley enjoys spending time with family, camping, reading, and lazy Sunday mornings.

Cathy Hietala

Cathy Hietala

VP of Minnesota Branch + Investment Advisor Representative

Cathy Hietala is dedicated to providing the type of guidance that will help her clients discover the path to financial prosperity—a code of ethics that is a hallmark of The Terrio Group. She runs the Minnesota branch with ease, always exploring ways to create new efficiencies. This same commitment to excellence carries over in her communications with clients, going out of her way to help them feel comfortable in retirement. Part of Cathy’s altruistic spirit was developed as she raised her two boys and was primary caregiver to her ailing mother, while looking after a family member with special needs.  Cathy knows the value of hard work and commitment, which is part of the reason why she is so passionate about helping empower her clients with the education and resources necessary to enjoy and live the retirement they have worked so hard for. While not at the office, Cathy enjoys golfing, boating, culture, and meeting new people. She gives back further in her volunteer work for the non-profit Feed My Starving Children, who work to eliminate starvation in children around the world.

Nikki Messier

Nikki Messier

Investment Services Coordinator

Armed with almost a decade of industry experience, Nikki Messier is our go-to for just about any type of service request. She also balances the investment management and billing management worlds effortlessly in her day-to-day.  Additionally, Nikki assists  the financial advisors in all aspects of licensing, manages our financial planning software, handles investment clients’ quarterly reviews, and can always be counted on for her flawless professionalism.

Nikki lives in Palm City with her three loving kids: Elijah, Kenna, and Colby. She loves gardening and being outdoors with her kids and family.

Cassie Ottofaro

Cassie Ottofaro

Director of Operations

Cassie Ottofaro is the Director of Marketing and Client Relations at The Terrio Group, an Independent Registered Investment Advisor group in Port St. Lucie, Stuart and surrounding communities. Included in her responsibility but not limited to are the company’s marketing programs, brand management and client relations and operations. Prior to joining The Terrio Group, she has excelled in marketing, national B2B and B2C sales and strategic business development with companies in the Central Florida area. Cassie holds a bachelor’s degree from the University of Central Florida. She currently lives in Port St. Lucie with her husband and their fun loving dog. When not working, Cassie enjoys spending time with her family and friends, anything involved with being outside and tapping into her creative side.

Carrie Gauthier

Carrie Gauthier

Director of Marketing

Carrie Gauthier is Director of Marketing and brings a wealth of experience to The Terrio Group, where she is creating the digital marketing strategy. Her agile mindset and flexibility keep her grounded in a fast-moving landscape. She has spent a great deal of time developing and deploying digital marketing strategies for clients and corporations. From front end to back, she’s led teams and  dug into verticals like auto, technology, health, communication, media, recreation, leisure and more. Time spent in India mentoring writing teams was the most rewarding. Out of the office time for Carrie is spent road-tripping, cooking, doing yoga, watching live music, dining out, and she is interested in volunteering for conservation efforts and animals. Carrie has roots in both Massachusetts and Washington state, and has driven cross country more than 15 times.

Location & Hours
542 NW University Blvd, Suite 102 B
Port St. Lucie, FL 34986
772-807-4628
2104 SE Rays Way
Stuart, FL 34994
772-807-4628
5201 Eden Ave.
Edina, MN 55436
763-259-3644
MON – FRI
8:30 AM – 4:30 PM

Get In Touch

Send your questions directly to us.

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